NYC Financial Planning Services – Transparent CPA Pricing

1. Retirement Planning | CPA NYC | 401(K) Rollover Advice

• Description: Customized retirement strategies including income projections, tax optimization, and Social Security timing.

2. Tax-Efficient Investment Planning | Tax Planning for Investments NYC | CPA Investment Advisor

• Description: Portfolio reviews and strategies to minimize capital gains and maximize after-tax returns.

3. Estate & Legacy Planning | Estate Planning CPA NYC | Wealth Transfer Strategies

• Description: Trust setup, charitable giving, and multi-generational wealth preservation.

4. Education & College Funding | 529 Plan CPA NYC | College Savings Planning

• Description: Tax-advantaged education savings plans and funding strategies.

5. Cash Flow & Budgeting | Personal Budgeting CPA | Cash Flow Planning NYC

• Description: Monthly budgeting, debt reduction, and savings strategies.

1. Hourly Billing

• Range: $200–$500/hour depending on complexity and location
• Best For: One-time consultations or project-based work

2. Fixed-Fee Packages

• Basic Plan ($1,200 - $2,500) Covers budgeting, retirement, and tax overview
• Comprehensive Plan ($3,000 - $5,000) Includes estate, investment, and tax planning
• Annual Retainer ($4,500 - $6,000/year) Ongoing support and quarterly reviews

3. Subscription 

• Tiered Pricing:
  • Starter: $375/month – Basic planning + quarterly check-ins
  • Growth: $750/month – Includes tax projections and investment reviews
  • Premium: $1,250+/month – Full advisory, estate, and business planning 

4. Value-Based Pricing

• Example: $5,000 for a tax plan that saves $30,000
• Best For: High-net-worth individuals or complex planning needs