Comprehensive Financial Planning
Achieve Financial Independence with Expert Planning
Most people have clear financial goals—whether it’s retiring comfortably, funding a child’s education, or preserving wealth for future generations. But navigating the path to financial security can be overwhelming. That’s where we come in.
At The Firm of Sheldon L. Richards, CPA, MS, we specialize in helping individuals and families across New York and beyond create personalized financial strategies that align with their life goals. As a trusted CPA and financial planner, we provide the clarity and confidence you need to make informed decisions.
Common Questions We Help Answer:
- How much risk should I take to reach my financial goals?
- Will I have enough money to retire?
- Can I save for my children’s education and retirement at the same time?
- How can I minimize taxes on my investments and estate?
- Should I convert my traditional IRA to a Roth IRA?
- What impact does Social Security have on my tax situation?
What We Do for You:
- Develop a comprehensive personal financial plan
- Review and adjust your plan as your life evolves
- Integrate tax planning with your financial strategy
- Evaluate estate, gift, and trust tax options
- Review your investment strategy and fees
- Assess your retirement portfolio risk
- Help you understand Required Minimum Distributions (RMDs)
- Compare your current vs. retirement budget
- Create a retirement income distribution plan
📞 Contact our CPA Financial Planner today for a free consultation and discover how we can help you achieve financial peace of mind.
